Hurricane & Storm Damage
Available in Florida
Expert public adjusting for hurricane and major storm damage claims. We ensure you receive every dollar you deserve after a catastrophic weather event.
Understanding Hurricane & Storm Damage
Hurricanes and severe storms cause devastating damage to roofs, windows, siding, interiors, and structural components. Insurance carriers often undervalue these complex claims. Our IIBEC-accredited adjusters document every detail, from wind-driven rain intrusion to structural compromise using drone technology and forensic assessment tools.
Common Damage We Document
- Roof shingle and tile displacement or loss
- Soffit, fascia, and gutter damage
- Window and door frame compromise
- Siding tears, cracks, and punctures
- Water intrusion from wind-driven rain
- Structural shifting or foundation impact
- Fence, screen enclosure, and outbuilding loss
- Landscape and hardscape destruction
Why Hurricane & Storm Claims Are Under-paid
Insurance carriers use specific strategies to minimize payouts on hurricane & storm claims. Here's what to watch for:
- Carriers assign multiple adjusters who each evaluate only a portion of the damage
- Wind-driven rain damage is frequently excluded or minimized by insurers
- Depreciation is applied aggressively to reduce replacement-cost settlements
- Secondary damage, such as mold and water intrusion, is separated from the original claim
- Insurance companies pressure for quick settlements before the full scope of damage is known
How Liberty Can Help
Our IIBEC-accredited adjusters deploy within 48 hours of a hurricane or major storm. Using drone technology, thermal imaging, and forensic assessment tools, we document every element of damage from roofing systems to interior water intrusion. We then prepare a comprehensive claim package that forces carriers to address the full scope of loss, not just the surface-level damage their adjusters acknowledge.
Time-Sensitive
Hurricane damage must be documented quickly—before temporary repairs, mold growth, or further weather events compromise the evidence. Contact us within 48 hours of the storm for the strongest possible claim.
State-Specific Information
Florida
Florida's 25 % damage rule may entitle you to a full roof replacement even when only a quarter of the system is damaged. Our adjusters document to this standard. Florida caps public adjuster fees at 10 % for most claims and 20 % for supplemental claims.
Our Hurricane & Storm Claim Process
Free Claim Review
Contact us for a no-cost evaluation of your hurricane & storm claim. We'll review your policy and assess your situation.
Property Inspection
Our team conducts a thorough on-site inspection using drones, thermal imaging, and forensic documentation tools.
Claim Preparation
We prepare a comprehensive claim package including detailed damage estimates, photographic evidence, and policy analysis.
Carrier Negotiation
We negotiate directly with the insurance company, presenting evidence that supports the maximum settlement under your policy.
Settlement & Recovery
We secure your settlement and ensure all covered damages are included. Our fee is only collected after you are paid.
Real Results for Real People
Our clients consistently recover significantly more than the insurance company's initial offer. Here's what they have to say.
Ready to Get Started?
Schedule a free estimate with us today!