Licensed in Florida, Illinois & Wisconsin
Expert public adjusting services wherever you need us. Our licensed adjusters respond within 48 hours across all three states.
Florida
Florida is the most hurricane-impacted state in the nation, making property insurance claims a constant reality for homeowners and commercial property owners. From the panhandle to the Keys, Floridians face hurricane-force winds, tropical storms, flooding, hail, sinkholes, and the persistent threat of water damage in a humid subtropical climate.
Common Claim Types
- Hurricane & windstorm damage
- Roof damage from tropical storms
- Water intrusion and flooding
- Hail and tornado damage
- Sinkhole claims
- Mold damage from humidity and leaks
Cities Served
- Orlando
- Miami
- Tampa
- Daytona Beach
- Jacksonville
- Fort Lauderdale
- Naples
- Pensacola
License #W974047
Florida law caps public adjuster fees at 10% for claims related to a state of emergency, and 20% for all other claims.
Illinois
Illinois experiences a wide range of severe weather events, from powerful thunderstorm complexes and tornadoes in spring and summer to ice storms and heavy snow loads in winter. The Chicago metropolitan area and central Illinois are particularly vulnerable to hail damage, while flooding impacts properties statewide along rivers and in low-lying areas.
Common Claim Types
- Hail and windstorm damage
- Tornado damage
- Ice dam and winter storm damage
- Flooding and water damage
- Fire and smoke damage
- Commercial property losses
Cities Served
- Chicago
- Rockford
- Naperville
- Springfield
- Peoria
- Aurora
License #PAXXXX
Illinois does not impose a statutory cap on public adjuster fees. Fee structures are negotiated between the adjuster and policyholder, typically ranging from 10% to 15%.
Wisconsin
Wisconsin's harsh winters and volatile spring-summer storm season create a unique mix of property damage risks. Heavy snowfall, ice dams, freeze-thaw cycles, severe thunderstorms with large hail, and occasional tornadoes can all devastate residential and commercial properties. Wisconsin property owners need expert representation to navigate complex winter damage and storm claims.
Common Claim Types
- Ice dam and heavy snow damage
- Hail and windstorm damage
- Frozen pipe bursts and water damage
- Tornado and severe storm damage
- Roof collapse from snow load
- Commercial property losses
Cities Served
- Milwaukee
- Madison
- Green Bay
- Kenosha
- Racine
- Appleton
License #WIXXXX
Wisconsin does not impose a statutory cap on public adjuster fees. Fee arrangements are contractual between the adjuster and policyholder, typically in the range of 10% to 15%.
Real Results for Real People
Our clients consistently recover significantly more than the insurance company's initial offer. Here's what they have to say.
"Damage We Never Would've Found"
"After Hurricane Ian destroyed our roof, the insurance company offered $18,000. Liberty got us $67,000. They documented damage we never would have found on our own."
- Michael R.
Full Replacement Cost
"Our basement flooded, and the carrier tried to blame it on poor maintenance. Liberty's team proved it was a covered peril, and we received full replacement cost for everything we lost."
- Jennifer L.
They Handled Everything
"The fire was devastating, but Liberty made the insurance process manageable. They handled everything while we focused on our family. Highly recommend."
- David & Sarah K.
Ready to Get Started?
Schedule a free estimate with us today!