How It Works
From first contact to final settlement — here's exactly how we fight for your claim.
Free Consultation
You contact us via phone, form, or referral. We gather initial details about your property and damage.
Assignment
A licensed adjuster in your state is assigned to your claim within hours of intake.
Inspection
On-site within 48 hours — our team uses drones, thermal imaging, and moisture meters to document every detail.
4. Estimating
We prepare a detailed, code-compliant repair estimate using Xactimate — the same tool carriers use.
Submission
Your fully documented claim is submitted to the carrier with forensic evidence and supporting narratives.
Negotiation
We handle all carrier communications, supplement requests, and re-inspections to maximise your settlement.
Settlement
Funds are released, we verify payment matches the agreement, and we remain available for supplemental needs.
48-hour inspection commitment. Average settlement: 30–45 days.
Real Results for Real People
Our clients consistently recover significantly more than the insurance company's initial offer. Here's what they have to say.
"Damage We Never Would've Found"
"After Hurricane Ian destroyed our roof, the insurance company offered $18,000. Liberty got us $67,000. They documented damage we never would have found on our own."
- Michael R.
Full Replacement Cost
"Our basement flooded, and the carrier tried to blame it on poor maintenance. Liberty's team proved it was a covered peril, and we received full replacement cost for everything we lost."
- Jennifer L.
They Handled Everything
"The fire was devastating, but Liberty made the insurance process manageable. They handled everything while we focused on our family. Highly recommend."
- David & Sarah K.
Ready to Get Started?
Schedule a free estimate with us today!